XS Credit
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Bad Credit Car Loans Edmonton



Bad Credit, No Credit, Bankruptcy, Divorce... it's easier than ever to get approved for your car loan!

XS Credit Financing & Auto Sales, the leaders in special circumstance car financing. At XS Credit we have closed over 3 million dollars in special finance auto loans for people with credit problems, no credit score, or bankruptcy. We serve all of Western Canada with sales in Edmonton, Sherwood Park, St.Albert and more!

Automotive Financing Hassle Free!
97% of all car loans are approved
Fast Email Responses
Free 3 Minute Car Loan Application

Money down may be required but is not necessary for all car loans. Approvals are subject to verification of employment and income. Auto loan interest rates and terms are based on credit, vehicle selection, and equity position of the car loan. You don't have to settle for an old high mileage bad used car from a buy here pay here dealer just because you have credit problems in the past or maybe you have been turned down for auto financing from one of the major car manufacturers such as GMC, Chrysler, Mazda, Honda, or Toyota, XS Credit car loans are for buying used cars at our dealership or one of our partner's used car dealerships. Car financing can usually be obtained the same day or overnight in less than 24 hours. Get your next car loan pre-approved online today and let us open the door to your financial freedom. We are the No. 1 auto credit service for buying used cars in Edmonton, AB and surrounding Edmonton municipalities. We invite all our visitors to take some time and view our large selection of late model used cars for sale. View our full inventory of late model used autos for sale in our Edmonton, AB location serving Edmonton, Sherwood Park and St.Albert and other surrounding areas within Alberta, Canada.

Bad Credit Car Loans Edmonton

Just because you have new credit, a new job or had credit problems in the past, there is no need for you to scrape and save thousands to buy an old clunker from someone's driveway... Many makes and models: Chevrolet, Chrysler, Dodge, Ford, GMC, Honda, Hyundai, Jeep, Kia, Mazda, Nissan, Pontiac, Volkswagon and more!!! We constantly refresh our inventory and have access to hundreds more from respected wholesalers!

XS Credit Pre-Approves Your Loan

Just like house-hunting, if you get your Financing First, you will be more confident about the car or truck you choose because you will KNOW you can afford it! No hidden surprises. That's why we are XS Credit Finance & Auto Sales...we put the Financing First!

You're Approved!

When financing an auto purchase, those are the two words everyone wants to hear. Not everyone has perfect credit and that is nothing to be ashamed of. After all, nobody's perfect! For people starting a new job, with new credit or have gone through a bankruptcy or divorce, those three little letters "OAC" can be scary. At XS Credit Financing & Auto Sales we focus on saying "You're Approved" to more than 97% of our Customers. How do we do it?

At XS Credit We Are Finance Experts

With over a decade of successful financing experience, XS Credit works with more lenders than ordinary car dealers. More lenders means more choices. More choices means more Approvals. There really is a deal out there for everyone and XS Credit finds the financing package that works for you! We are a full spectrum finance company dealing with more lenders than any other auto finance company in the Western provinces!

XS Credit Gets You the Credit You Deserve

Financing and Credit offers can be confusing, and it seems some auto dealers will tell you almost anything to get you in the door. At XS Credit, we keep it simple. We belong to the Better Business Bureau and give you the full disclosure you expect. Our online financing application takes only a minute to fill out. And we can usually get you an approval within the day for a vehicle that fits your life... and fits your budget!

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