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Serving Edmonton and the greater area for the past 5 years specializing in getting customers with BAD CREDIT History in to a new vehicle. We help get customers credit back on track, in the process you will get to choose from a large selection on of Dodge, Chrysler, Jeep, Ram, and many other brands.

It can be awkward or difficult to deal with such matters as getting a new vehicle  while rebuilding credit, but here at XS Credit we make every step of the way as comfortable and enjoyable as possible. It is hard to find good service or people who remember you by name anymore, one thing we pride ourselves on besides getting customers back on track is the feeling you get every time you come back or call.

We will help get you in a new vehicle even if you have the following on your credit history:

• DIVORCE - You and your spouse no longer want to be together where generally joint bills stop being paid.
• COLLECTIONS - You did not pay one of your creditors and they sent it to an agency to collect there money back
• WRITTEN OFF CREDIT - You stopped paying for a piece of credit and the bank does not believe they will get there money back
• LOW BEACON SCORE - Your credit score is below average
• REPOSSESSIONS - You stopped paying for something you purchased and the back took the property back
• JUDGEMENTS - You were sued in a court of law and lost your case and need to pay the person/company back that sued you
• LEASE SELLOFFS - Refinancing your current lease into a purchase loan
• HIGH DEBT SERVICE RATIO - You currently owe more to payments then you currently make
• TOO MUCH OWING ON TRADE - You owe more then what your current vehicle is worth
• YOUNG BUYERS - Someone under the age of twenty five with minimum credit experience
• 9 SIN NUMBERS - A currently non landed imigrant who is currently working in Canada with a work visa
• PREVIOUS DECLINES - Someone who has previously been declined for credit
• OVER BALANCES - You owe more money to your creditor then your available balance